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Uses an 80% LVR benchmark, common with many Australian lenders.
Your home may be worth more than what you still owe on it. That difference is your equity.
Lenders will generally not let you borrow against all of that equity. A common starting point is to keep total lending at or below 80% of the property's value.
This calculator provides a general estimate only and is not a loan approval or financial advice. Your property's lender valuation may differ from your estimated value. The amount of equity that may potentially be available will depend on your lender, borrowing capacity, income, expenses, credit profile and other lending criteria. Speak with a lender or mortgage broker before making financial decisions.
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