Built for Australians

Your clearest path into property.

RealCents helps buyers, first home buyers and property investors understand what they can afford, what support they may be eligible for, and whether a property makes financial sense — all in one simple app.

Free plan, always · No credit card · All states & territories · Cancel anytime
$0
To get started
All 8
States & territories
Free
Plan, always
Get Started

Which best describes you?

RealCents adapts to your situation — choose your path to see how we can help.

Features

One app. Every buyer.
Every situation.

RealCents adapts to your goals — whether you're buying your first home, finding your next one, or growing a portfolio.

🎯

Grants & eligibility, in plain English

See every federal and state grant you qualify for — instantly. No searching, no jargon.

🧾

Stamp duty & upfront cost breakdown

See your full purchase cost — deposit, stamp duty, legal fees — before you fall in love with a property.

🏛️

Government schemes explained

First Home Guarantee, Help to Buy and state schemes — see exactly what you're eligible for, explained simply.

📊

See what you can actually afford

Know your budget before you walk into a bank. We keep it updated as interest rates change.

Grants Summary · Victoria
First Home Owner Grant
New builds only
$10,000
Stamp Duty Concession
Properties under $600K
$18,500
HomeBuilder Assistance
Check eligibility
$25,000
Total Available
$53,500
in grants & concessions you may qualify for
Schemes · Victoria
First Home GuaranteeEligible ✓
Help to BuyCheck ›
Vic Homebuyer FundEligible ✓
⭐ Full grants & scheme detail — Members only
📈

Does this property make money?

See the weekly rent, what it costs to own, and whether it puts money in your pocket or takes it out.

Making money or costing money?

Understand whether a property pays for itself or costs you each week — no spreadsheet required.

🗺️

Compare rental returns by suburb

See which suburbs are producing the best rental returns so you can find the right area for your budget.

🤖

What's happening in this suburb?

New roads, schools, council approvals and growth activity — find out what's coming before you buy.

Cash Flow · 169 Elmslie Drive, Cranbourne East
$620
Weekly Rent
4.8%
Gross Yield
3.9%
Net Yield
Annual rental income+$32,240
Mortgage repayments−$26,400
Rates, insurance, mgmt−$4,200
Net Annual Cash Flow+$1,640
Gross Yield
4.8%
Net Yield
3.9%
⊕ Positive Geared
⭐ Full cash flow & yield analysis — Members only
📱

Browse properties the easy way

Swipe, save and skip — browse properties the way you'd scroll through your phone. Simple and fast.

🔍

Understand any property in seconds

See what similar homes sold for, how the area has changed, and whether the asking price makes sense.

💡

Find out what you can actually borrow

Know your real budget before you fall in love with a home that's out of reach.

📍

Learn about the suburb

Schools, transport, what's planned nearby — everything you want to know about where you're buying.

Property Summary · 22 River Rd, Brunswick
$720K
Ask Price
↑6.2%
1yr Growth
8.2
Walk Score
Comparable Sales (90 days)
18 River Rd, Brunswick$695,000
5 Lyons St, Brunswick$741,000
31 Albert St, Brunswick$728,500
RealCents Take
Priced in line with recent sales. Brunswick has grown steadily over the past 5 years. Tram stop within 200m. A solid choice for this part of Melbourne.
How It Works

Ready to go
in minutes.

No confusing setup. No complicated language. Just clear, useful information — free from the start.

1

Complete your onboarding

First home buyer, home buyer, or investor? Answer a few quick questions. We tailor everything to your situation — free.

2

Explore one full property

Browse and dive deep into one complete property listing — affordability, suburb info, cash flow breakdown, and more. Fully free.

3

Experience everything

See exactly what RealCents shows you. Understand what members get access to across every property they browse.

4

Join when you're ready

Swipe to a second property and you'll be invited to become a member. No pressure — join only when it makes sense for you.

Suburb Intelligence

Find out what's happening
in any suburb.

RealCents uses AI to track what's being built, approved and planned in suburbs across Australia — information that doesn't show up on regular property websites.

🚉

Big projects nearby

New train lines, schools, hospitals and roads. Find out what the government has planned near any property before you buy.

🏛️

What's being built

New apartment buildings, rezoning decisions and council approvals that could change what a suburb looks like in the years ahead.

📈

Is this suburb growing?

Whether more people are moving in, whether prices are rising, and whether the suburb has been picking up or slowing down.

This is a Membership feature. RealCents AI focuses ONLY on infrastructure projects, council developments, and local area growth indicators. It is NOT a financial advisor and does NOT provide financial advice. Always speak to a professional before making any property decision.

Suburb Insights · Footscray, VIC 3011
Big Project
West Gate Tunnel — nearly finished
A major new freeway link that's expected to cut travel times to the CBD. Large road projects like this often increase demand for homes in the surrounding area.
New Development
12-storey building approved at 45 Barkly St
Maribyrnong Council has approved a large new building in the area. More development activity is often a sign that an area is growing in popularity.
Suburb Growth
Prices growing faster than Melbourne average
Footscray home prices have been rising faster than most other Melbourne suburbs over the past 12 months — likely driven by the new roads and development activity nearby.
Local Update
Footscray Primary school zone expanded
The school catchment zone has recently been extended. When a popular school's zone expands, it often increases demand for homes in that area.
Updated regularly · Members only
MM
Max Marcroft · Founder & CEO
Meet the Founder

Built by someone
who gets it.

Hi, I'm Max — founder and CEO of RealCents.

I'm 32 years old, a full-time tradie, husband and dad based in Australia.

For years, I found property investing far more complicated than it needed to be.

Every time I looked at a property, I found myself jumping between multiple websites, calculators and sources of information just to answer one simple question:

"Is this actually a good deal?"

It would often take me 15–20 minutes to properly assess a single property. By the time I'd looked at the cash flow, rental estimates, expenses and local information — I'd only got through one listing.

As a full-time tradie, husband and dad, I knew there had to be a better way.

I wanted a platform that took a few minutes to set up, understood my goals, and could instantly help me assess properties right across Australia.

When I couldn't find it, I decided to build it.

That's why RealCents exists — to help everyday Australians cut through the confusion, find opportunities faster and make property decisions with confidence.

Because property shouldn't feel like a second job.

M
— Max Marcroft
Founder & CEO, RealCents
Membership

Experience it first. Join when you're ready.

Try RealCents before becoming a member. No credit card. No lock-in. Just clarity.

Try RealCents
$0 / month
No credit card required
  • Complete your onboarding — free
  • Full access to one property listing
  • Full RealCents analysis on that property
  • Affordability snapshot
  • First Home Buyer grants overview
  • See what membership unlocks
  • Unlimited property browsing & saves
  • AI Location Intelligence
  • Full First Home Buyer support
  • Full cash flow breakdown
  • Suburb growth reports
Start Free
No credit card · no time limit
Monthly Membership
$19.99 / mo
Cancel anytime
  • Unlimited property browsing & saves
  • See exactly what you can afford to borrow
  • Full first home buyer support
  • Grants, schemes & stamp duty breakdown
  • Weekly income & cost breakdown per property
  • See if a property makes or costs you money
  • Suburb insights powered by AI
  • Upcoming roads, schools & local developments
  • See if a suburb is growing or slowing down
  • Early access to new features
No lock-in · cancel anytime
Get Started

Create your free account.
Start understanding property.

Free to start. No credit card. Upgrade only if and when it makes sense for you.

Free plan available always. No credit card required.

🎉 Welcome to RealCents — we'll be in touch!
Free plan, always
No credit card
Cancel anytime
Built for Australians

RealCents provides property information and educational tools only. Nothing on this platform constitutes financial or investment advice. Always seek independent professional advice before making property decisions. All figures shown are estimates only.

Need a hand?

Your RealCents property guide

Choose a question and I'll show you how RealCents can help.

🏠 First Home Buyers
🔑 Home Buyers
📈 Property Investors

Buying your first home?

Max, your RealCents property guide